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Nov 25, 2008

Offshore Bank Account: HSBC Rates


Offshore Bank Account: HSBC Rates

If you are thinking of a super-secretive bank account hidden in an exotic island that you can stash some cash to avoid paying taxes, this Offshore Bank Account is not for you.

The HSBC Offshore Bank Account is a flexible international current account, for day-to-day banking use that pays interest.

An Offshore Bank Account is meant for bank users international or offshore banking requirements. You can make payments on your HSBC credit cards, investments, loans or mortgages.

Some salient features of the HSBC Offshore Bank Account:


0% commission on foreign exchanges

Available in sterling, US dollars or euro

24 hour phone and internet banking

Internationally accepted debit card in sterling or US dollars

Chequebook in sterling or euro

International money transfers at reduced rates (via Internet Banking)

Regular payments by standing order

No account opening fee*

Minimum balance £5000, US$ 10000, or €10000

No interest is payable if the balance falls below the minimum account opening balance

* There's no account opening fee for HSBC Offshore Bank Account. However a minimum relationship balance of £25,000 (or currency equivalent) must be maintained, to prevent a £20 monthly service charge from being applied to the HSBC Offshore Bank Account.

The interest rate payable on the HSBC Offshore Bank Account is 0.1% at present. If you join HSBC Premier, the interest rates promotion is higher.

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